A Guide to Simplifying Ontario Child Support Calculations in Separation, Divorce and Family Court

Child Support Calculator Ontario Canada how much is child support
  • It’s really easy… If you have a child, you are responsible for paying Child Support.

  • Support is based on the total gross annual income you earn before paying taxes, less some deductions like union dues.

  • No matter how you proceed, whether through the court system or by mediation, you must have a plan for child support if you have kids.

  • In shared parenting, both parents now have an obligation to pay child support.

  • Table Support covers essential expenses like food, shelter and clothing.

  • There are specific rules in Ontario that provide for who should pay child support and how much they must pay.

  • There are also section 7 expenses to be added to the table amount.

  • Support Amount issues are not left solely to the discretion of you and the other parent.

Child Support Table sample

Based on the Child Support Tables, if your gross annual income is $20,000 and you have 2 children, your table amount will be $311.

Another easy way to calculate the table amount is to the child support calculator available at the Child Support Lookup. This Lookup is based on the Federal Child Support Guidelines and is simple to use.

1 Child  2 Children  3 Children 
Income Per Year Support Payment Per Month Support Payment Per Month Support Payment Per Month
$20,000 $161 $311 $360
$30,000 $256 $459 $621

Child Support Online Lookup

Child Support Online Lookup

Child Support – Frequent Questions and Answers

Rethinking “Lawyering Up”

  • Control the Process: Working with a mediator and CDFA, you and your spouse maintain control over the process, making decisions collaboratively instead of dictating them by attorneys or the court.

  • Financial Clarity: A CDFA brings financial expertise to your case, helping you understand financial decisions’ short- and long-term implications.

  • Comprehensive Disclosure: These professionals guide you in gathering necessary disclosure documents, ensuring no financial stones are left unturned before consulting a lawyer.

  • Focused Negotiations: Mediators help parties stay focused on their real intentions and the main issues, preventing distractions from the path of resolution.

  • Cost-Effective: Mediation and financial analysis can often be more cost-effective than immediately “lawyering up” while offering comprehensive guidance.

  • Reduced Animosity: Opting for mediation first may reduce the antagonism between parties. The traditional “lawyering up” approach can create an adversarial atmosphere that fuels hostility.

  • Holistic Approach: Mediators and CDFAs consider monetary and non-monetary aspects, such as children’s welfare, providing a more holistic view of your situation.

  • Informed Legal Decisions: A solid understanding of your finances and intentions empowers you to make more informed decisions when seeking legal advice.

  • Protection of Rights: The modern family law system ensures your rights are protected – consulting a mediator or CDFA first doesn’t negate this protection.

  • Better for Children: Focusing on finances and children first helps create a more stable environment during this transition, which is often better for children.

Remember, the goal is to make your divorce or separation as smooth as possible for all involved. Therefore, starting with a mediator and CDFA might not be the traditional route. Still, it could be right for you, providing clarity, control, and a comprehensive view of your situation before you step into a lawyer’s office. As always, every situation is unique, so consider your options carefully and seek the best approach for your family.

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Have Any Questions?

Contact Information
Ken S, Maynard CDFA
1.855.731.3500
647.360.3200

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Alternative Child Support

Child Support in Ontario

  • ALTERNATIVE ARRANGEMENT: The parents plan to let their children spend equal time with each parent.

    ACTUAL REALITY: One parent ends up being more flexible and responsible, spending more time with the children, leading to increased expenses for this parent with no child support to cover them.

  • ALTERNATIVE ARRANGEMENT: The parents sign a mutual agreement covering expenses for their kids. One parent routinely objects to expenses that the other parent deems important.

    ACTUAL REALITY: The other parent is left with the unenviable choice of having to pay   for these disputed expenses, or depriving their child of something they think is essential.

  • ALTERNATIVE ARRANGEMENT: The parents come to a mutual agreement over child custody and payments.

    ACTUAL REALITY: One of the parents frequently has to ask the other for money, giving the parent who’s being asked for this money inappropriate control over the life of their former spouse.

  • ALTERNATIVE ARRANGEMENT: The parents agree that one of them should pay a fixed expense towards the house or car for the other.

    ACTUAL REALITY: The parent supposed to be paying doesn’t always make the payment, leaving the other parent with the asset at risk and no child support.

  • ALTERNATIVE ARRANGEMENT: The parents plan to share expenses for their children.

    ACTUAL REALITY: One parent always seems to be short of cash, leaving the other to make up the shortfall with no easy way of recording the other’s failure to pay.

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Have Any Questions?

Contact Information
Ken S, Maynard CDFA
1.855.731.3500
647.360.3200

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Have Any Questions?

Contact Information
Ken S, Maynard CDFA
1.855.731.3500
647.360.3200

Divorce Advice
About the Author:
Ken Maynard CDFA, Acc.FM

I help smart and successful couples, create separation agreements with clarity and soft landings for secure futures, in 4 meetings or less without all the lawyer created overwhelming conflicts, confusion and costs. You can work with me by video conference or with a DTSW associate at any of our 6 DTSW Greater Toronto mediation centers, including | Aurora | Barrie | North York | Vaughan | Mississauga | Scarborough.

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