The Truth about Divorce in Ontario: Divorce Industrial Complex

divorce in ontario
Can the cost of a divorce affect spousal or child support payments?Ken Maynard CDFA, Acc.FM2024-05-13T11:29:36-04:00

The direct costs of divorce do not typically affect spousal or child support, which are calculated based on income, standard of living, and the needs of the children involved.

Is it cheaper to file for divorce without a lawyer?Ken Maynard CDFA, Acc.FM2024-05-13T11:27:44-04:00

Yes, filing for divorce without legal representation (a “do-it-yourself” divorce) can be cheaper initially but may lead to costly mistakes if agreements are not legally sound or if rights are not adequately protected.

What are the average legal fees for a divorce in Ontario?Ken Maynard CDFA, Acc.FM2024-05-13T11:26:29-04:00

Average legal fees for an uncontested divorce might be around $1,500, but a contested divorce can range from $15,000 to $35,000 or more, depending on the case’s complexity.

What factors influence the overall cost of a divorce?Ken Maynard CDFA, Acc.FM2024-05-13T11:24:58-04:00

Key factors include the divorce type (contested vs. uncontested), complexity of the asset division, whether child custody is an issue, and the hourly rate of legal representation.

Do uncontested divorces cost less than contested ones?Ken Maynard CDFA, Acc.FM2024-05-13T11:23:49-04:00

Yes, uncontested divorces generally cost less as they require fewer court appearances and lawyer hours. The process is faster and less adversarial, which significantly cuts down on expenses.

How does the complexity of a case affect divorce costs?Ken Maynard CDFA, Acc.FM2024-05-13T11:23:00-04:00

More complex cases, especially those involving high assets, business interests, or international elements, typically incur higher legal fees due to the increased workload and expert consultations required.

What are the hidden costs of a divorce?Ken Maynard CDFA, Acc.FM2024-05-13T11:22:07-04:00

Hidden costs can include psychological counseling, temporary living accommodations, refinancing costs, and the long-term financial impacts of asset division.

How can you reduce the costs of divorce proceedings?Ken Maynard CDFA, Acc.FM2024-05-13T11:21:10-04:00

Reducing costs can be achieved by negotiating settlements out of court, using alternative dispute resolution methods like mediation, and by both parties agreeing to compromise on various issues.

Why does a divorce cost so much in Ontario?Ken Maynard CDFA, Acc.FM2024-05-26T20:34:24-04:00

High costs often stem from lengthy legal proceedings, disputes over assets and custody, and the need for multiple court appearances. Each of these factors requires more time from legal professionals, thus increasing fees.

As of January 1, 2023, the court fees for all divorce applications in Ontario total $669, payable in two installments: $224 at the time of filing the application and $445 when setting the matter down for a divorce hearing.

The Naked Divorce Self-Filer $489 + HST for a simple (uncontested) divorce in Ontario. A contested divorce costs significantly more due to the complexity and number of claims involved. Therefore, the total cost for a simple divorce in Ontario, including court fees and document preparation costs, is $1,155.

What are the steps to minimize divorce costs in Ontario?Ken Maynard CDFA, Acc.FM2024-05-26T20:32:03-04:00

To minimize costs, consider mediation, be open to compromise, and organize all financial documents beforehand. Avoiding contested court proceedings can also reduce expenses significantly.

As of January 1, 2023, the court fees for all divorce applications in Ontario total $669, payable in two installments: $224 at the time of filing the application and $445 when setting the matter down for a divorce hearing.

The Naked Divorce Self-Filer $489 + HST for a simple (uncontested) divorce in Ontario. A contested divorce costs significantly more due to the complexity and number of claims involved. Therefore, the total cost for a simple divorce in Ontario, including court fees and document preparation costs, is $1,155.

Can divorce fees be waived in Ontario if you have low income?Ken Maynard CDFA, Acc.FM2024-05-13T11:16:10-04:00

Yes, individuals with low income may apply for a fee waiver for court processes in Ontario. This is contingent on meeting specific income thresholds as defined by the court system.

What is the cheapest way to get a divorce in Ontario?Ken Maynard CDFA, Acc.FM2024-07-08T21:12:49-04:00

The least expensive way is an uncontested divorce where both parties agree on all terms. This process requires fewer legal hours and typically minimal court fees, keeping costs down.

As of January 1, 2023, the court fees for all divorce applications in Ontario total $669, payable in two installments: $224 at the time of filing the application and $445 when setting the matter down for a divorce hearing.

The Naked Divorce Self-Filer $489 + HST (30-Day Lowest Price Guarantee) for a simple (uncontested) divorce in Ontario. A contested divorce costs significantly more due to the complexity and number of claims involved. Therefore, the total cost for a simple divorce in Ontario, including court fees and document preparation costs, is $1,155.

How much does a divorce cost in Ontario?Ken Maynard CDFA, Acc.FM2024-05-26T20:35:27-04:00

The cost of a divorce in Ontario can vary significantly based on several factors, including whether it’s contested or uncontested, the complexity of asset division, and legal representation. Typically, a contested divorce costs from $15,000 to over $35,000, and much more when businesses are involved.

As of January 1, 2023, the court fees for all divorce applications in Ontario total $669, payable in two installments: $224 at the time of filing the application and $445 when setting the matter down for a divorce hearing.

The Naked Divorce Self-Filer $489 + HST for a simple (uncontested) divorce in Ontario. A contested divorce costs significantly more due to the complexity and number of claims involved. Therefore, the total cost for a simple divorce in Ontario, including court fees and document preparation costs, is $1,155.

Why get a legal separation instead of a divorce?Ken Maynard CDFA, Acc.FM2023-09-04T17:15:43-04:00

This is a matter of personal preferences. Some spouses’ religious or personal beliefs may forbid them from divorce and so they opt for a legal separation that may allow them to remain married but living separately. Legal separation still allows them some benefits while still married to each other. They can still find time to resolve their issues while looking forward to what the future holds for them. The legal separation still has a good effect on your kids as you both remain married but a divorce can not be undone.

How does legal separation protect you?Ken Maynard CDFA, Acc.FM2023-09-04T17:14:07-04:00

In a legal separation, spouses can move on independently from their marriage without having to go through the divorce process. The legal separation allows spouses to provide health care benefits, social security benefits, tax benefits, and even pension benefits. If you want more information on how the legal separation can impact you, you can contact an experienced lawyer in the field.

Will legal separation protect me financially?Ken Maynard CDFA, Acc.FM2023-09-04T17:07:26-04:00

If you and your spouse are living apart without being legally separated, then you may merely be separated. This means that your period of living apart may not count towards an eventual divorce. Also, you would still have marital responsibilities towards your spouse during the period of living apart, if you are not legally separated. This can raise serious issues in the event of a divorce, especially if the decision to live apart was not mutual.

Can I date while legally separated?Ken Maynard CDFA, Acc.FM2023-09-04T17:06:26-04:00

There’s no straight answer to this question. Dating while legally separated may lead to complications if you choose to get a divorce. Your spouse could raise claims of adultery on that fact. However, if you and your spouse have agreed that you can see other people while legally separated, this may not be a problem. In either case, it will pay off to seek legal advice before you start seeing other people while legally separated.

Can you just stay separated forever?Ken Maynard CDFA, Acc.FM2023-09-04T17:05:31-04:00

Definitely. Even though the law uses the term “separate and apart”, you can live separate and apart under the same roof. Many couples already do this to financially support housing and living costs and their childern. So long as you do not have sex with your spouse or do any of the things that would make a court determine there was no legal separation, you can live together. The Divorce Act also allows couples to resume cohabitation for the purposes of reconciliation without interrupting their legal separation. The cohabitation must not span more than 90 days though.

What does legal separation cost?Ken Maynard CDFA, Acc.FM2023-09-04T17:04:28-04:00

At its most basic, legal separation does not cost you or your spouse anything. There is no legal process involved in deciding to legally separate. You and your spouse can do this on your own. However, drafting a legal settlement agreement will cost you some money. Professionals such as lawyers and divorce mediators can help you draft the agreement, although they may charge differently.

How to file for separation?Ken Maynard CDFA, Acc.FM2023-09-04T17:03:26-04:00

What about filing for separation in Ontario? There is no need or requirement to file for separation, nor do you for apply for separation meaning there are no court forms to fill out, however you can file your written agreement with the courts if you want, but that is not necessary.

What is the difference between divorced and legally separated?Ken Maynard CDFA, Acc.FM2023-09-04T17:01:14-04:00

The main difference between being divorced and legally separated is that divorce legally ends the marriage, while separation allows the couple to remain legally married but live apart.

Is separated a legal marital status?Ken Maynard CDFA, Acc.FM2023-09-04T17:00:19-04:00

Yes, in Canada, ‘separated’ is a legal marital status. It requires the couple to live separately for at least one year before they can file for divorce.

Is separation good for a marriage?Ken Maynard CDFA, Acc.FM2023-09-04T16:59:17-04:00

Separation can be beneficial for a marriage as it provides space for personal growth and reevaluation of the relationship. It can serve as a period of reflection and sometimes leads to reconciliation.

What is separation in Canada?Ken Maynard CDFA, Acc.FM2023-09-04T16:58:26-04:00

In Canada, separation occurs when a married couple decides to live apart while remaining legally married. It serves as a legal marital status after living separate lives for at least one year.

Is divorce the only option?Ken Maynard CDFA, Acc.FM2023-09-04T16:56:46-04:00

No, divorce is not the only option. Many couples consider legal separation before making the final decision to divorce. Separation can be a stepping stone or an alternative to divorce.

Is it better to separate or divorce?Ken Maynard CDFA, Acc.FM2023-09-04T16:55:44-04:00

Whether it’s better to separate or divorce depends on various factors, including emotional readiness, financial implications, and the potential for reconciliation. Separation allows you time to think, whereas divorce is a final legal action.

Break Free from the Divorce Industrial Complex Trap

Rethinking “Lawyering Up”

  • Control the Process: Working with a mediator and CDFA, you and your spouse maintain control over the process, making decisions collaboratively instead of dictating them by attorneys or the court.

  • Financial Clarity: A CDFA brings financial expertise to your case, helping you understand financial decisions’ short- and long-term implications.

  • Comprehensive Disclosure: These professionals guide you in gathering necessary disclosure documents, ensuring no financial stones are left unturned before consulting a lawyer.

  • Focused Negotiations: Mediators help parties stay focused on their real intentions and the main issues, preventing distractions from the path of resolution.

  • Cost-Effective: Mediation and financial analysis can often be more cost-effective than immediately “lawyering up” while offering comprehensive guidance.

  • Reduced Animosity: Opting for mediation first may reduce the antagonism between parties. The traditional “lawyering up” approach can create an adversarial atmosphere that fuels hostility.

  • Holistic Approach: Mediators and CDFAs consider monetary and non-monetary aspects, such as children’s welfare, providing a more holistic view of your situation.

  • Informed Legal Decisions: A solid understanding of your finances and intentions empowers you to make more informed decisions when seeking legal advice.

  • Protection of Rights: The modern family law system ensures your rights are protected – consulting a mediator or CDFA first doesn’t negate this protection.

  • Better for Children: Focusing on finances and children first helps create a more stable environment during this transition, which is often better for children.

Remember, the goal is to make your divorce or separation as smooth as possible for all involved. Therefore, starting with a mediator and CDFA might not be the traditional route. Still, it could be right for you, providing clarity, control, and a comprehensive view of your situation before you step into a lawyer’s office. As always, every situation is unique, so consider your options carefully and seek the best approach for your family.

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Do you want a Soft Landing?

Have a few questions?

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About the Author:
Ken Maynard CDFA, Acc.FM

I assist intelligent and successful couples in crafting rapid, custom separation agreements that pave the way for a smooth transition towards a secure future. This efficient process is achieved in about four meetings, effectively sidestepping the excessive conflicts, confusion, and costs commonly linked to legal proceedings. Clients have the flexibility to collaborate with me either via video conference or in-person through a DTSW associate at any of our six Greater Toronto mediation centers, located in Aurora, Barrie, North York, Vaughan, Mississauga, and Scarborough.

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Ken Maynard CDFA, Acc.FM2024-06-10T21:51:16-04:00