What if my spouse and I disagree about who keeps the house?
Courts can't order one spouse to sell their interest to the other — a judge's remedy is to sell the home on the open market. If either of you wants a buyout or any tailored [...]
Courts can't order one spouse to sell their interest to the other — a judge's remedy is to sell the home on the open market. If either of you wants a buyout or any tailored [...]
Yes. You can view your results directly, and optionally request the full written analysis by email — every figure, plus what your lender ratios mean — along with my 21 Matrimonial Home Strategies.
Six steps: home equity, notional selling costs, your spouse's share (the buyout amount), the new mortgage and monthly payment needed to fund it, your monthly income-and-cost picture, and the lender ratios (GDS and LTV) that [...]
Only if the finances genuinely support it. Stability for children is a real benefit, but a parent stretched past their means isn't stable — and alternatives like a deferred sale can deliver continuity without the [...]
Sometimes, yes. Settlement structures can substantially reduce the mortgage you need, and the CMHC spousal buyout program can finance up to 95% of the home's value with a signed separation agreement. Don't write the house [...]
Run the numbers a lender will run: the buyout amount, the new mortgage it requires, and your Gross Debt Service and Loan-to-Value ratios on your income alone — including support paid or received. The calculator [...]