Is my ex-spouse entitled to my CPP?

Ex-spouses can claim a share of CPP credits earned during the marriage through credit splitting Under Canadian law, Canada Pension Plan (CPP) credits accumulated during a marriage or common-law relationship can be equally divided between former partners through a process called CPP credit splitting . This division applies regardless of who made the contributions. Credit splitting is available after divorce, legal separation, or end of a common-law relationship Either former spouse can apply for credit splitting within 48 months of separation The split applies only to credits earned while living together Once approved, the division is permanent and cannot be reversed This process helps ensure fair pension distribution, particularly for spouses who may have reduced their work hours or left employment to care for family during the relationship.

"CPP Credit Splitting After Divorce: Claim Your Share!"

Ex-spouses can claim a share of CPP credits earned during the marriage through credit splitting

Under Canadian law, Canada Pension Plan (CPP) credits accumulated during a marriage or common-law relationship can be equally divided between former partners through a process called CPP credit splitting. This division applies regardless of who made the contributions.

Credit splitting is available after divorce, legal separation, or end of a common-law relationship
Either former spouse can apply for credit splitting within 48 months of separation
The split applies only to credits earned while living together
Once approved, the division is permanent and cannot be reversed

This process helps ensure fair pension distribution, particularly for spouses who may have reduced their work hours or left employment to care for family during the relationship.