Grey divorce typically requires securing new individual health insurance coverage if previously under spouse’s plan

Health insurance arrangements often undergo significant changes following a grey divorce (divorce after age 50). If you were previously covered under your former spouse’s employment benefits or family plan, you’ll need to arrange new coverage promptly to avoid any gaps in protection.

Several options are typically available:

  • Converting to an individual policy through your former spouse’s insurance provider
  • Obtaining coverage through your own employer if you’re working
  • Purchasing private health insurance on the open market
  • Exploring government healthcare programs if eligible

It’s crucial to address health insurance during divorce negotiations, as coverage transitions must be carefully timed. A divorce mediator can help ensure this important aspect is properly addressed in your settlement agreement.