Can you have a joint TFSA?

TFSAs must be held individually, but spouses can contribute to each other's accounts Tax-Free Savings Accounts (TFSAs) are strictly individual accounts that cannot be jointly held. However, there are ways for couples to coordinate their TFSA strategies: A spouse or common-law partner can contribute to their partner's TFSA without affecting their own contribution room All gains remain tax-free within the account regardless of who contributed Contributions made during marriage may be subject to division in case of divorce Each account holder maintains full control over their individual TFSA

"TFSA Rules: Can Spouses Contribute to Each Other’s Accounts?"

TFSAs must be held individually, but spouses can contribute to each other’s accounts

Tax-Free Savings Accounts (TFSAs) are strictly individual accounts that cannot be jointly held. However, there are ways for couples to coordinate their TFSA strategies:

A spouse or common-law partner can contribute to their partner’s TFSA without affecting their own contribution room
All gains remain tax-free within the account regardless of who contributed
Contributions made during marriage may be subject to division in case of divorce
Each account holder maintains full control over their individual TFSA