RRSP contributions cannot reduce child support payments in Canada
Child support payments in Canada are calculated based on your gross income before RRSP deductions. The Federal Child Support Guidelines specifically require that RRSP contributions be added back to income when determining support obligations.
- Child support is calculated using your income after taxes but before RRSP deductions
- Making RRSP contributions will not lower your child support payment obligations
- Courts consider RRSP contributions to be voluntary savings rather than mandatory deductions
- The only deductions that may affect child support are mandatory ones like CPP, EI and income tax