Yes, you can keep your home in a grey divorce if you can afford to buy out your spouse’s share and maintain the property independently.

Retaining ownership of the matrimonial home during a grey divorce requires careful financial planning and negotiation. The house is typically considered a shared matrimonial asset, regardless of whose name is on the title.

To keep your home, you’ll need to:

• Obtain a professional property appraisal to determine current market value
• Calculate your spouse’s equity share that must be bought out
• Demonstrate financial ability to maintain mortgage payments and property expenses
• Refinance the mortgage in your name only
• Negotiate terms through divorce mediation or legal counsel

Consider consulting with a financial advisor and real estate professional to evaluate whether keeping the home aligns with your long-term retirement goals and financial stability.