Investment assets acquired during marriage are typically split 50/50 between divorcing spouses in Canada
During divorce proceedings, all matrimonial property, including investments, must be fairly divided according to provincial family law. This includes:
- Registered accounts like RRSPs, TFSAs, and pension plans
- Non-registered investments such as stocks, bonds, and mutual funds
- Business investments and ownership shares acquired during marriage
The division process typically involves valuing all investment assets at the date of separation, then splitting them through direct transfer or asset equalization payments. Some investments may require special handling, like tax-free transfers of registered accounts between spouses. Couples can negotiate their own settlement or have the court determine the division if an agreement cannot be reached.