Keeping the house after divorce requires careful financial analysis of costs, income, and alternatives

The decision to keep your marital home requires thorough evaluation of multiple financial factors. A Certified Divorce Financial Analyst (CDFA) can help you assess whether retaining the house makes sound financial sense.

  • Calculate total housing costs, including property taxes, insurance, maintenance, and repairs
  • Compare your post-divorce income against monthly housing expenses and living costs
  • Evaluate trade-offs between keeping the house versus other assets like:
    • Retirement accounts
    • Investment portfolios
    • Liquid savings
  • Research costs and availability of alternative housing options

Making this decision requires careful consideration before finalizing your divorce settlement, as the choice becomes binding once agreements are signed. Consulting with a CDFA helps ensure you make an informed decision based on your long-term financial wellbeing.