What happens if my ex-spouse stops contributing to our child's RESP after divorce

If your ex stops contributing to the RESP, review your separation agreement for enforcement options or consider adjusting your approach to education savings.

When your ex-spouse stops making agreed-upon RESP contributions, first check your separation agreement to determine if contributions are a binding obligation or simply a general intention. If they’re binding, you may be able to enforce this through legal channels or return to mediation. Alternatively, you might need to adjust your approach by increasing your own contributions or exploring other education savings options. To prevent this situation, have your separation agreement include contingency plans, compensation mechanisms, and reporting requirements for RESP contributions.

Ken Maynard CDFA, Acc.FM2025-03-26T22:43:48-04:00

At DTSW

At DTSW, we understand your emotional and financial challenges during a separation or divorce. Our Soft Landing Divorce Settlement Method is designed to provide a transparent and fair resolution, minimizing conflict and stress.

Our highly skilled Family Mediators and Certified Divorce Financial Analysts are dedicated to meeting your unique needs, guiding you through every step with compassion and expertise, ensuring you feel supported and confident in your decisions.

Remember, you don’t have to navigate this difficult time alone. Let us be your guide as you transition smoothly to a new chapter in your life. Schedule a Get Acquainted Call today and take the first step towards a brighter future, knowing that you have a supportive team by your side

Tap here to Schedule a Get Acquainted Call